Better Broking provides home loans, refinancing, and investment lending with a strategic approach that goes beyond standard mortgage advice. We help individuals, families, and property investors make confident lending decisions that support their long-term financial goals.
Better Broking is led by Scott Kay and Sunny Thakuri. Scott is not only a licensed mortgage broker, but also a qualified accountant and the principal of Integrity Plus Accounting (IP Accounting) — a long-established accounting firm.
This accounting background allows Better Broking to deliver added value by considering tax outcomes, ownership structures, cash flow, and long-term wealth implications alongside lending advice. Your mortgage is assessed as part of your broader financial position — not in isolation.
As independent mortgage brokers, we are not tied to any single lender. This means we can compare a wide range of loan options and recommend solutions that genuinely suit your circumstances, whether you’re buying your first home, refinancing, or growing a property portfolio.
Our focus is simple: clear advice, strategic thinking, and lending decisions that work for you now and into the future.
Director
Accountant and Mortgage Broker
Scott Kay decided early on that he wanted to build long-term success after reading Rich Dad Poor Dad at just 14 years old. He purchased his first investment property at 23 and has been working as an accountant and trusted advisor since 2003, giving him over 20 years of experience.
After working in senior roles at respected accounting firms including HLB Mann Judd, Hudson Financial, and Sheltons Group, Scott founded Integrity Plus Accounting in 2016. Across these roles, he advised high-net-worth individuals, family groups, and business owners on tax planning, compliance, cloud accounting transitions, and wealth structuring. Today, he continues to help clients make smarter financial decisions by working closely with them on lending, tax strategies, ownership structures, and long-term wealth planning.
In 2021, Scott became a licensed mortgage broker after recognising that clients are best served when tax, structure, and lending decisions work together—not separately. This allows him to provide deeper value than a typical broker by combining strategic accounting insight with tailored mortgage advice.
Outside of work, Scott is a family man with a nine-year-old daughter and a small dachshund. Whether you’re an employee or a business owner, he’s always happy to have a conversation, help you grow your wealth, and keep things simple—without sweating the small stuff.
Director
Mortgage Broker
Sunny Thakuri brings over seven years of industry experience working with professionals and property investors, providing structured, education-led guidance around property and long-term wealth planning.
Sunny holds a Master of Professional Accounting with a major in Tax, giving him a strong working understanding of income tax, property tax, and ownership structures. This background allows him to design lending and acquisition strategies that are not only commercially sound, but also aligned with broader tax and structuring considerations.
Known for his education-first approach, Sunny focuses on ensuring clients clearly understand how property ownership works in practice, how different structures can impact cash flow and tax outcomes, and what matters before and after purchasing a property. He believes informed clients make better long-term decisions.
Rather than operating as a transactional broker, Sunny positions himself as a long-term strategic partner. He supports clients from early planning and acquisition through to portfolio review and strategy refinement as circumstances change over time.
Sunny works closely with accountants, advisers, and other professionals where required to ensure strategies are practical, compliant, and aligned with each client’s objectives. His focus is on clarity, transparency, and disciplined planning—helping clients move forward with confidence and a long-term view.
